Well, we've done it. Despite plenty of advice to the negative, I have now entered the Experimental Health Insurance Plan. That means, we could no longer afford my health insurance, weren't getting anything for all those payments we couldn't afford in the first place, and are now just doing it the old fashioned way: we are ferreting away money specifically to pay for my health care costs and bank against a rainy day (or a broken arm or whatever). I will throw out some rough numbers and then I will check back in a year to let you know how this experiment is working out, so far, for us.
My normal annual total payments: More than $2400
My current "payment" to myself, annual total: $1200 + $100 back from previous insurer
Money not spent already: $1200
Total since July of health expenses: $190 (eye exam, contacts, and chiropractor, none of which would have been covered by my insurance)
So, as you can see, I would have spent (in two months) more than $590 with my previous insurance, and have spent $300 with my new plan and of that, I have $110 banked away for later.
We'll see, shall we?
Why is Devon writing The Green Notebook?
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